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šŸ’³ Payments

Payment Details & Secure Checkout

Pay in USD on a PCI DSS Level 1 secure checkout. If a card ever fails, our team sends a personal payment hotlink within minutes on WhatsApp or email so your application is never stuck.

šŸŒ Travelers from 30+ nationalities

⚔ Instant receipt on success

šŸ¤ Real humans on call when payment fails


How Payment Works

Secure hosted checkout

Card details are entered on a PCI DSS Level 1 page, encrypted with TLS 1.3 and tokenised. We never see your full card number.

Single charge in USD

One transparent charge in US Dollars, including the government fee and our service fee. No hidden add-ons.

Instant receipt

A confirmation email with your application reference and payment receipt arrives within minutes of approval.

Pay from any region

Cards and wallets from most countries are supported. Regional alternatives are offered automatically when your bank prefers them.

3-D Secure where required

Extra verification (one-time password from your bank) is triggered when your card issuer asks for it.

Personal hotlink on demand

If checkout fails, our team can send a unique payment hotlink that opens any device or wallet and locks in your original price.

What We Accept

Our checkout supports all major international cards, mobile wallets and a range of regional payment options. Available methods are shown automatically based on your country, so you only ever see the choices that are likely to work for your bank.

Screenshot 2026 04 21 215848

Regional options shown at checkout based on your country

Currency & What Appears on Your Statement

All payments are settled in US Dollars (USD). If your card is denominated in another currency, your bank converts the charge at its prevailing rate, which is the same rate it would apply for any cross-border purchase.

The descriptor that appears on your bank statement will read "SGVISAONLINE" or "TRAVELROX*SVO", both of which point back to Singapore Visa Online (operated by Travel Rox, Inc.). If you see a charge you do not recognise, please contact us before raising a chargeback so we can identify it together.

If Your Payment Fails: We Send a Personal Hotlink

Cross-border card payments fail more often than people expect. Banks decline charges for many reasons that have nothing to do with your account: regional rules, fraud filters that flag international merchants, daily limits, address mismatches, or temporary outages on the card network. We see this every day and we have a fast, friendly playbook to fix it.

1

Tell us what happened

Message us on WhatsApp or email support. Share your full name and the error you saw so we can act fast.

2

We diagnose the cause

Our team checks the failed attempt, identifies the likely reason and chooses the checkout route most likely to work for your region.

3

Personal hotlink sent

We generate a unique payment hotlink locked to your application and price, and send it back to you on your preferred channel.

4

Pay & get confirmation

Open the link on any device, complete the payment, and receive your receipt and application start email within minutes.

Payment failed? We will fix it in minutes.

Reach our team on any channel below. During working hours, most personal payment hotlinks are sent within 5 to 15 minutes. Mention your full name and that your first checkout attempt was declined.

  • 1Unique link, locked to your reference

  • 2 Same fee as your original checkout

  • 3 Opens any device, browser or wallet

  • 4 Single use, expires after you pay

Common Reasons a Card Gets Declined

We have grouped the most common causes we see across regions. None of these mean you have to give up on the application. Once we know what your bank flagged, we have a tested workaround.

What you see"Do Not Honor" or generic decline
Likely causeBank fraud filter on cross-border merchants
How we usually fix itHotlink with alternate processor
What you see"Card Not Supported in This Region"
Likely causeCard brand restricted in your country for online USD charges
How we usually fix itSwitch to a regional method on the hotli
What you see3-D Secure timeout / no OTP received
Likely causeBank SMS or app push delayed
How we usually fix itRetry on hotlink with extended window
What you see"Insufficient Funds" or daily limit
Likely causeCard daily online or international limit reached
How we usually fix itPay next day or use a different card
What you see"Address Mismatch" / AVS failure
Likely causeBilling address typed differently from what the bank holds
How we usually fix itHotlink relaxes AVS checks where allowed
What you seeRepeated retries on the same card
Likely causeIssuer auto-locks after multiple online attempts
How we usually fix itWait 30 minutes, then use the hotlink

Working on Payments Every Day

We accept payments from travelers in every region of the world, and that means our payment stack has to keep evolving. We add new regional methods, swap in better processors when local banks change their rules, and refresh our risk filters constantly. Some days a payment route that worked perfectly last month is suddenly slow because a bank has updated its policies. We do not pretend that never happens. What we promise is that whenever you hit a wall, a real person on our team will personally route around it for you.

If you have already tried twice and it has not worked, please stop and talk to us. Repeated retries on the same card are the single most common reason an issuer auto-locks the card for the day. One quick message saves a lot of time.

Security & Privacy

  • PCI DSS Level 1: our checkout is hosted by a payment provider audited at the highest card-industry security standard.

  • TLS 1.3 encryption: every page that handles card or personal data is served over a fully encrypted connection.

  • Tokenisation: your card number is replaced with a token the moment it is entered. Our servers never store the raw number.

  • 3-D Secure: additional bank-side verification is triggered automatically wherever it is required.

  • Strict access: only authorised payment-operations staff can view transaction metadata, and all access is logged.

  • No card sharing over chat or email: please never send your card number, CVV or OTP to us in any channel. We will only ever ask you to use the secure hotlink.

Refunds, Duplicate Charges & Chargebacks

If you were charged twice for the same application, write to us with both transaction receipts and we will refund the duplicate amount in full. For all other refund scenarios, including cancellation before submission, please read our full Refund Policy.

We work hard to resolve every payment dispute directly. Before initiating a chargeback with your bank, please contact us so we can investigate together. A direct refund is almost always faster, and it avoids any disruption to your eVisa application.

Frequently Asked Questions

All payments are processed in US Dollars (USD). Your bank converts the amount to your local currency at its prevailing rate. The full amount is shown on the checkout page before you confirm.

We accept all major international cards, mobile wallets and selected regional payment options. The available methods are shown on the checkout page based on your country.

Do not worry. Contact our support team on WhatsApp or email and tell us your application reference. Our team will send you a personal payment hotlink, usually within minutes, that you can pay from any device or card.

Most declines are caused by bank security checks on cross-border charges, daily card limits, regional restrictions or a small mismatch between the billing address and what the bank holds on file. None of these are charges you have to absorb. Reach out and we will find an alternative checkout that works for your region.

Yes. A confirmation email with your payment receipt and application reference is sent to you within minutes of a successful payment. If you do not see it, please check your spam folder or write to us and we will resend it.

No. Card details are entered on a PCI DSS Level 1 certified payment page and tokenised by our payment processor. We never see, log or store your full card number on our own servers.

Once you contact us, we typically generate and send a personal payment hotlink within 5 to 15 minutes during working hours. The link is unique to your application, opens any device, and locks in the same fee shown on your original checkout.

Visa applications are paid in a single charge so that we can submit your file to Singapore's Immigration & Checkpoints Authority without delay. If your bank offers EMI on cross-border charges, you can usually convert the charge to instalments inside your banking app after payment.

Stuck at Payment? Reach Us Now.

Our payment team responds within minutes during working hours. Tell us your full name and that your first attempt was declined and we will send a personal payment hotlink right back.

Singapore Visa Online is operated by Travel Rox, Inc. All rights reserved.